Prior Lake
Cow Bay, the lake district, and the first LEVEL 310 community.
What’s here nowLuxury real estate
Luxury real estate is Joie’s focus — the custom builds, the lake and river towns, the acreage, and the sales that never need a sign. Discreet, sourced, and run by one person who answers the phone.
Not a bedroom count. How you live on a Saturday, who is driving the commute, whether you want a doorkeeper or a workshop. A brief that sharp beats any listing search.
I’ll tell you what is on the market, what is about to be, and what I simply don’t know yet. No phantom listings and no invented inventory — in a market this size, the good ones move quietly and you deserve to hear it that way.
If the right home is already standing, we go get it. If nothing is right, we build — LEVEL 310 custom one-story villas, a presentation first, then a written quote in your own private portal.
Jumbo and non-conforming financing through Mona Edick at PRMG, and if you are selling before you buy or build, the sell-to-build concierge covers valuation, timing, and the move.

Where it lives
Some of it is water. Some of it is acreage, a walk-out lot, a view line nobody else has. Some of it is a clock tower downtown and a neighborhood that has held its own for a hundred years. Pick the town — Joie will tell you what actually exists there right now.
South Metro
Where the water, the new building, and the shortest communes sit closest together.
Cow Bay, the lake district, and the first LEVEL 310 community.
What’s here nowBluffs over the river, with both cities within reach.
What’s here nowA river city with room for a larger lot and a real downtown.
What’s here nowLakes, longer lots, and new construction at scale.
What’s here nowPonds, trails, and a central address for either downtown.
What’s here nowMature trees on established, quiet streets.
What’s here nowCountry quiet, still close enough to the metro to matter.
What’s here nowMinnesota River Valley
The towns west and south of the metro, where the land runs wider and the buyers are quieter.
Every amenity a metro gives you, without the metro.
What’s here nowRiver bluffs, a college-town downtown, history in the walls.
What’s here nowA clock-tower downtown, bakeries, and a heritage people don’t leave.
What’s here nowThe Minnesota River out front, halfway between metro and Mankato.
What’s here nowOrchards, open ground, and a market on the square.
What’s here nowA lake in the middle of town, with room to spread around it.
What’s here nowIf you build it
LEVEL 310 builds custom homes only — no model homes, no repeated plans — in one-story villa collections. Finished size runs 2,200 to 4,600 finished square feet, in three styles and three finish levels, the highest being Atelier: full custom millwork, natural stone throughout, steel windows.
If the money needs a specialist
Mona Edick is Joie’s preferred lender: Area Manager, Paramount Residential Mortgage Group (PRMG), NMLS #452504, licensed in mn, wi and fl. Twenty-five years in mortgages, with jumbo and non-conforming options for homes above standard limits.
What that means for you
First-time buyer guide · with Mona Edick
Jumbo loans, inspections before drywall, and how a custom build actually works — with a checklist you can tick off.
Read the guideBuilder figures are quoted from level310.com and vierlingshorescowbay.com, checked October 15, 2026. Lender details are quoted from prmg.net, checked the same day. No market statistics — prices, days on market, sales volume — are stated on this page, because none are verified yet. Joie will give you a real read on a call instead.
One conversation. No pressure. A clear next step.